Settlement-Minded Guidance

Settlement-Minded Guidance

Rooted Financial Guidance for a Thoughtful Divorce

Navigate your divorce with informed support and a steady financial foundation, guided by a trusted professional throughout the process.

Rooted Financial Guidance for a Thoughtful Divorce

Navigate your divorce with informed support and a steady financial foundation, guided by a trusted professional throughout the process.

Private, Out-of-Court Guidance

Private, Out-of-Court Guidance

A Deliberate Way Forward

Divorce brings a series of significant financial decisions, often at a time when emotions and uncertainty are high. For individuals and couples with complex financial lives, these decisions deserve careful consideration, not rushed conclusions or unnecessary conflict.

Bloom Divorce Advisory Services provides financial guidance designed to support informed decision-making within a private, settlement-minded process. Our role is to help you understand your financial landscape, evaluate options deliberately, and move forward with a foundation that supports long-term stability.

How We Work Together

Private, Out-of-Court Guidance

Two Paths. One Philosophy.

Whether you need dedicated support or a cooperative process for both parties, our approach is always settlement-minded, grounded, and focused on informed decision-making.

For Individuals

Financial Advocate

Dedicated financial guidance for one party through the divorce process. We provide individualized analysis, help you evaluate options, and support thoughtful participation in discussions and negotiations. Settlement-minded, always.

For Couples

Financial Neutral

Unbiased financial guidance for both parties together in a cooperative, out-of-court process. We organize and model settlement scenarios, helping you understand the financial implications of your decisions as you work toward agreement.

Not sure which approach fits your situation?

Take a short quiz to see which approach may be right for you.

How We Work Together

Private, Out-of-Court Guidance

Two Paths. One Philosophy.

Whether you need dedicated support or a cooperative process for both parties, our approach is always settlement-minded, grounded, and focused on informed decision-making.

Financial Advocate

For Individuals

Dedicated financial guidance for one party through the divorce process. We provide individualized analysis, help you evaluate options, and support thoughtful participation in discussions and negotiations. Settlement-minded, always.

For Couples

Financial Neutral

Unbiased financial guidance for both parties together in a cooperative, out-of-court process. We organize and model settlement scenarios, helping you understand the financial implications of your decisions as you work toward agreement.

Not sure which approach fits your situation?

Take a short quiz to see which approach may be right for you.

Meet the founder

Kristina Heckel

CDFA® | CFEI® | Divorce Financial Planner + Mediator

Kristina founded Bloom Divorce Advisory Services to provide individuals and couples with a calmer, more informed way to move through the financial side of divorce.

With a background that spans hospitality leadership, financial services, and specialized divorce financial planning, she brings a rare combination of empathy, analytical rigor, and practical perspective to every engagement.

Meet the founder

Kristina Heckel

CDFA® | CFEI® | Divorce Financial Planner + Mediator

Kristina founded Bloom Divorce Advisory Services to provide individuals and couples with a calmer, more informed way to move through the financial side of divorce.

With a background that spans hospitality leadership, financial services, and specialized divorce financial planning, she brings a rare combination of empathy, analytical rigor, and practical perspective to every engagement.

"The best way to fight fear is with information. When clients truly understand their assets, cash flow, and options, they can make decisions based on facts instead of panic, and that changes the entire divorce experience."

Kristina Heckel, CDFA®, CFEI®

  Proudly serving clients locally in Arizona and virtually across the country

"The best way to fight fear is with information. When clients truly understand their assets, cash flow, and options, they can make decisions based on facts instead of panic, and that changes the entire divorce experience."

Kristina Heckel, CDFA®, CFEI®

  Proudly serving clients locally in Arizona and virtually across the country

Ready to Take the First Step?

A complimentary consultation is an opportunity to ask questions, talk through your situation, and understand how financial guidance could support your next steps. No obligation. No pressure.

Ready to Take the First Step?

A complimentary consultation is an opportunity to ask questions, talk through your situation, and understand how financial guidance could support your next steps. No obligation. No pressure.

Settlement-minded guidance grounded in analysis, discretion, and care.

© 2026 Bloom Divorce Advisory Services. All Rights Reserved.

Settlement-minded guidance grounded in analysis, discretion, and care.

Connect

(602) 428-1020 | [email protected]

© 2026 Bloom Divorce Advisory Services. All Rights Reserved.